Liquidity Solutions

Our specialists will work with you to understand your plans, aspirations and financial circumstances. We can then connect you to the lines of financing best able to support your long term goals.

Whatever your needs, we offer tailored lending through marketable securities backed finance, residential mortgage lending, specialized asset finance, margin trading facilities, bank guarantees and standby letters of credit. Access to liquidity and financial flexibility helps you to protect your wealth and make the quick decisions needed to seize new opportunities.

Our credit team works closely with your Relationship Manager to gain a deep understanding of your complete financial circumstances and analyse your financing needs. The result is an efficient approach to lending that is well integrated with your long term wealth management goals and investment strategy.

Individuals, personal investment companies, family trusts and estates are all examples of acceptable borrowing entities.

Our tailored credit services include:

  • individualised credit lines and loans
  • high-end residential mortgages and home equity lines
  • credit facilities for foreign exchange, derivatives and precious metals
  • standby letters of credit

With our local presence around the world, you can benefit from valuable insights into the local regulations and economic forces that may influence how you borrow and invest. From straight forward overdraft facilities to highly structured complex credit facilities, we’ve built a strong reputation for serving wealthy families and individuals, as well as successful executives and their businesses.

If you have a large investment portfolio we can help you monetise it to secure your credit. Or, if you’re purchasing property, we can structure residential or commercial mortgages to suit your circumstances.

Personalized service

A dedicated credit team working with your HSBC Private Bank Relationship Manager will:

  • assess your short and long term needs to determine the right solution for you
  • anticipate and respond to rush transactions which may include leveraging an investment portfolio to make a strategic acquisition while long term financing is being structured
  • work closely with you from application through to funding
  • offer ongoing, personalised support for the life of your loan

BNY Research and Commentary

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