Liquidity Solutions

Our specialists will work with you to understand your plans, aspirations and financial circumstances. We can then connect you to the lines of financing best able to support your long term goals.

Whatever your needs, we offer tailored lending through marketable securities backed finance, residential mortgage lending, specialized asset finance, margin trading facilities, bank guarantees and standby letters of credit. Access to liquidity and financial flexibility helps you to protect your wealth and make the quick decisions needed to seize new opportunities.

Our credit team works closely with your Relationship Manager to gain a deep understanding of your complete financial circumstances and analyse your financing needs. The result is an efficient approach to lending that is well integrated with your long term wealth management goals and investment strategy.

Individuals, personal investment companies, family trusts and estates are all examples of acceptable borrowing entities.

Our tailored credit services include:

  • individualised credit lines and loans
  • high-end residential mortgages and home equity lines
  • credit facilities for foreign exchange, derivatives and precious metals
  • standby letters of credit

With our local presence around the world, you can benefit from valuable insights into the local regulations and economic forces that may influence how you borrow and invest. From straight forward overdraft facilities to highly structured complex credit facilities, we’ve built a strong reputation for serving wealthy families and individuals, as well as successful executives and their businesses.

If you have a large investment portfolio we can help you monetise it to secure your credit. Or, if you’re purchasing property, we can structure residential or commercial mortgages to suit your circumstances.

Personalized service

A dedicated credit team working with your HSBC Private Bank Relationship Manager will:

  • assess your short and long term needs to determine the right solution for you
  • anticipate and respond to rush transactions which may include leveraging an investment portfolio to make a strategic acquisition while long term financing is being structured
  • work closely with you from application through to funding
  • offer ongoing, personalised support for the life of your loan

BNY Research and Commentary

Related Articles

Global Markets

Watching Emerging Market Debt For Value

Carl Shepherd, from Newton Investment Management’s Global Dynamic Bond team, explains why they are favoring short-dated, hard-currency emerging market debt (EMD) over local currency issues despite the higher yields on offer from the latter.

Read More: Watching Emerging Market Debt For Value
Market Commentary

2017: Themes and Investment Strategies

In Jeff Mortimer’s latest Investment Update he discusses our expectations for 2017, what they mean for your portfolio and the importance of considering all aspects of the market when investing for the long term.

Read More: 2017: Themes and Investment Strategies
Investment Insight

Investment Update: Eyes on the Prize

In Jeff Mortimer’s latest Investment Update he discusses the market environment since the election and why we recommend holding certain asset classes in portfolios. He reminds clients about the importance of diversification and active allocation decisions when investing for the...

Read More: Investment Update: Eyes on the Prize
Asset Allocation

Tomorrow's World

A volatile investment environment characterized by divergent interest rate cycles and pockets of political instability increasingly calls for a global approach to credit investing, writes Insight credit portfolio manager Adam Whiteley.

Read More: Tomorrow's World
Economic Insight

Fed Thoughts: The Deep End Of The Pool

By the Friday that Fischer spoke, virtually every participant in meetings of the Federal Open Market Committee (FOMC) had relayed that the case to consider at their meeting on March 14 to 15 for adding 25 basis points to the...

Read More: Fed Thoughts: The Deep End Of The Pool